No setup costs. No monthly subscriptions. No hidden charges. You only pay when transactions happen.
per transaction
That's it. Nothing else.
Free to join. No credit card required.
Every shilling is accounted for. Here's the breakdown when a member pays for a meal.
An employee scans their QR code and the meal amount is deducted from their preloaded balance.
The restaurant gets 100% of every transaction. The 1.5% fee is charged to the customer on top when they load credits — not deducted from the restaurant.
Our 1.5% covers the platform, payment processing, QR infrastructure, analytics, and support.
One plan. Every feature. No tiers to compare.
| Cash / Manual | TabFlow | |
|---|---|---|
| Setup cost | None | None |
| Monthly fee | None | None |
| Transaction fee | N/A | 1.5% |
| Payment speed | 1-3 minutes | < 5 seconds |
| Budget tracking | Manual / spreadsheets | Real-time dashboard |
| Fraud prevention | Trust-based | Rotating QR codes |
| Settlement | End of day cash | Direct to restaurant |
| Reporting | None | Automatic |
Correct. There are no setup fees, no monthly subscriptions, and no minimum commitments. You only pay the 1.5% transaction fee when a member makes a purchase.
The 1.5% fee is charged to the customer on top when they load their credits. Restaurants receive 100% of the transaction amount — nothing is deducted from their side.
Funds settle directly to the restaurant via Paystack split payments. TabFlow never holds restaurant funds — they go straight through.
Members can load their tab via M-Pesa STK push or card payment. QR code scanning is used for point-of-sale transactions at restaurants.
No. You can add unlimited members, restaurants, and team admins at no extra cost.
Absolutely. Sign up is free and there's no commitment. You can start with a small team and scale up whenever you're ready.
Join 10+ professionals across Kenya who have ditched cash at the cafeteria.
Free to join. No credit card required.